Personal Finance Newsletter Recommendation

For personal finance tips and ways to save money, I highly recommend subscribing to Clark Howard’s free daily newsletter. I grew up in Atlanta watching Clark Howard on the local news. He has a radio show/podcast, though I prefer reading the newsletter so that I can immediately act on his advice.

Check out the guide on Coronavirus and Your Money.

Spend Less Than You Make

The Motley Fool share four personal finance tips for people that are critical as we make it through this pandemic. These tips are probably what you have heard before, but it bears repeating especially during the pandemic.

Does your spending increase every time your income does? This is called lifestyle inflation, and it undermines your ability to meet your financial goals. Think back to when you first entered the workforce. You probably lived very simply in those first few years. But then, your income rose and you upgraded your living situation, bought a better car, and frequented nicer restaurants. Read the rest of the tips.

FIRS Conference (May 2019), Financial Intermediation Research Society Conference, Savannah 

The Financial Intermediation Research Society Conference invites the attendees to submit theoretical and empirical papers in all areas of finance and it is anticipated that most participants will be from universities, central banks, regulatory agencies and international financial organizations.

Source: FIRS Conference (May 2019), Financial Intermediation Research Society Conference, Savannah USA – Conference

How to Fix Your Tax Withholding for 2019

The key to fixing your tax withholding is having the right information on file with your employer. The way that you set up your tax withholding at work is by using an IRS form called the Employee’s Withholding Allowance Certificate. Numbered Form W-4 by the IRS, this form looks deceptively simple, with just a handful of lines that seemingly includes mostly basic information about yourself and your personal and financial situation.

Source: How to Fix Your Tax Withholding for 2019

Stuck With a Whopping Tax Bill? This Solution Might Work.

The IRS will work with filers who find themselves unduly burdened by taxes. It’s a concept known as an offer in compromise, and it effectively entails you offering — and potentially paying — a portion of your outstanding tax bill, as opposed to the entire sum you’re on the hook for.

Source: Stuck With a Whopping Tax Bill? This Solution Might Work.

Apple announces Apple Card credit card – The Verge

If you are like me and already use Apple Pay, then this is a nice addition. The Apple Card will be a credit card that you can link to Apple Pay. It will also offer a cash back. Apple is offering 2 percent cash back on purchases made through Apple Pay using an Apple Card, and purchases from Apple will get 3 percent cash back. Purchases made through the physical card will get just 1 percent cash back, though. This will work well in cashless places like The Grey Market here in Savannah, and the Mercedes Benz Stadium in Atlanta.Coming summer 2019.

Source: Apple announces Apple Card credit card – The Verge