I heard about Bank Simple last fall. The website is a simple, stripped-down site that lets you bank.
This fall, BankSimple plans to serve an initial 10,000 customers, giving members a single card that functions like a debit card, while being linked to a small credit line. Customers can get cash from 50,000 ATMs in small banks, stores, etc. throughout the U.S. Through this is an Internet-only bank with no branches, its goal is for customers to be able to set financial goals and to establish another means to have a bank, without being in its traditional form.