Saving money is usually boring and solitary, but it is absolutely necessary. One of the cool things about SmartyPig is that you can get everyone in on the act. When you set your FREE account, you can make you savings goal public and broadcast out to your friends on Facebook, your blog or website. Plus when you reach your goal, you can opt to receive a debit card for that amount saved and then get to holiday shopping with no credit card hangover.
Read my prior post about Smarty Pig.